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What is a virtual card, and how does it work?

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Online shopping is a trend that continues to grow in popularity, especially as it rebuilds how we view retail. However, one of the biggest concerns when shopping online is customer safety. And for good reason.When it comes to online shopping, Standard Bank launched its virtual card in 2018 to make it easier for consumers. With a virtual card, you can pay online and at your favorite apps without having to take the card out of your wallet or reveal your real account information.


You can create virtual cards on your standard bank app, load money on it and use whatever you need. Like physical cards, it allows you to pay online and through the app, but you never have to provide your credit or debit card details.Creating a virtual card is free, and it's flexible to suit your needs. Once you're ready, you can use it to shop online - locally and internationally. You also have the option to make purchases using StackBank's online partners, such as Tacult, Uber, Travel Start, Zendo and Admet, using virtual cards only.



Some of the key benefits of a virtual card are that you can decide how much money to load, and when you need it. Your money is immediately available, and you can top up or withdraw for one-time payments and ongoing transactions. You never have to worry about a lost, stolen or counterfeit card.You can create or delete a virtual card at any time without having to step into a standard bank branch or fill out a form. No application time: processing is fast, and you don't have to wait for your card to arrive.About Mail and Patron Stories.Mail and Guardian-sponsored stories have been developed in collaboration with payment partners. We work with all of our partners to ensure that all stories meet our standards of editorial quality, and provide valuable information to readers.



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